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How to Get a Replacement Car Key Losing a car key can be a traumatic experience. It may also be expensive depending on the type of key you've got. The easiest way to get a replacement is to call an auto locksmith. This method is usually less expensive and faster than calling an auto dealership or roadside assistance. Cost Not long ago the loss of your car keys was not a big problem. You could just visit your local hardware store to purchase a replacement key. Today, however, the process is much more complicated and costly. The reason for this is that cars have become more technologically advanced, and that means their keys are too. While this makes them more secure from theft, it also means they are more expensive to replace. The cost of a lost key replacement will vary based on the year, make and model of your car. Many modern cars come with keys that include a transponder chip in them to protect against theft. These chips need to be connected to your vehicle. This typically requires a locksmith or dealer. The cost can vary based on the type of car you own however, it could be as high as $200. Some modern cars also use keys that are laser-cut and must be programmed using a special machine available only at dealerships and specialist auto locksmiths. The cost of the key for this kind of lock can be up to $100. Another factor that affects the cost of a lost key is the location you live in. You'll likely need to pay more for services if you live in a remote area because the tow truck and locksmith must travel a long distance to reach you. A locksmith may also charge extra for work done on weekends, holidays, or after-hours. The best way to cut down on the cost of a lost key is to have a spare key on hand and keep it at home or in your wallet. Keep your car's title or registration papers on your person. These documents will be required to prove ownership should you have to call an auto dealer to request a replacement key. In addition, you could also use your roadside assistance service to assist in the process. You might be able to get a temporary replacement depending on the conditions and terms of your roadside assistance service. Time It can be very frustrating to lose your car keys, but it's important to not be anxious. First, take a minute to search for your car keys in obvious places like your pocket or purse. You can then revisit your day to see the places you may have put them. This could help you remember where you lost them or even if they're still in your car. It could be time to replace your car keys if you can't locate them. The majority of modern vehicles come with a remote key fob that uses a code in order to unlock and start the vehicle. This type of key must be changed to ensure it can work with your vehicle. This is typically the responsibility of a professional. You should consult an auto locksmith to find out whether they can take care of this. You will also require evidence of ownership. The old-fashioned metal keys are much easier to replace than remote key fobs. They are completely mechanical and simple to duplicate. A locksmith near you can replace your key on the spot. They can also duplicate the ignition cylinder of your vehicle, which is an extra expense. If you'd like to keep backups of your old-fashioned car keys you can visit a hardware store that specializes in automobiles, and get them copied quickly and cheaply. If your car keys begin to look worn out and you are thinking of replacing them, you should think about replacing them. Regular use can wear down the teeth on the key and cause it to be difficult to align them properly. If the key starts to stick, it may be time to replace it. The dealer may need to program the key if you own a newer model or a luxury automobile. This is a difficult task that can be expensive and take a considerable amount of time to complete. You could be covered by your car warranty or insurance according to the model of your car. Availability Even if you're a great driver, it's still possible to lose your car keys. This could be a huge problem especially at a time that isn't convenient, such as when you're at the grocery store or a gas station and you want to return home. There are several ways to replace the key that was lost. You can find a locksmith, call roadside assistance, or contact your insurance company. The first thing you'll have to determine the type of car key you have. It's important to know that different cars have different keys. Some are old-school and only lock through the key cylinder and others come with a chip that communicates with the car in order to unlock the doors and then start it up. Certain keys can be easily replaced by an auto-locksmith while others might require you to visit a dealer for a replacement from the manufacturer. If you're using a traditional key or a smart key, your first step is to read the manual or contact the dealer for instructions on how to program it to your vehicle. You'll need to provide proof that you own the vehicle and wait a few extra days for your dealer to order the replacement. This process will also require that you take your vehicle to a locksmith, or another service provider, to have it programmed. It's not the best option for those with limited mobility or tight schedules. If you have a spare key the process will be simpler. You can buy an online replacement key for your car for a reasonable price based on the model of your vehicle. If your keys have a transponder and key fob, you will need to see a qualified expert in order to program and replace them. Depending on the brand and model of your vehicle this could require an auto towing service or hiring a locksmith to do it for you. Another way to get a new car key using a bluetooth tracker. These tiny devices are attached to your keyring, and emit an electronic signature that can be picked up using a mobile phone that has an app installed. The app will display the location of your key so you can easily find it. Insurance In general insurance for cars doesn't cover keys lost. However, there are exceptions. A lot of the top car insurance firms that are committed to customer satisfaction offer add-on coverage for things like lost keys. It's typically an extra cost, but it can be less expensive than paying out of pocket for the cost of replacing keys. If your car insurance covers lost keys is dependent on the policy and deductible. Metal keys are generally easily replaced, but those with an smart key or electronic fob the process can be more difficult. These keys are laser-cut and incorporate chips that send a signal to your vehicle. They are therefore more difficult to replace than mechanical keys. In replacement car fob key , these kinds of keys are more expensive because you'll likely need to pay for an locksmith and the cost of a new key. Consider using an auto club service or roadside assistance to save money in the event of replacing a lost key. These services can provide locksmiths with reduced rates and even pay the cost of the new key. Some of these companies offer emergency lockout services that is beneficial when you are in a hurry and need to get on the road. You can also contact your car dealer to see if it can assist. Locksmiths are typically available at most dealerships, and they may be able to make keys for you at a reasonable price. However, if the dealer has to order a new key for the model you have, it can take several days to arrive. Keep all receipts and other documents whatever method you decide to use. This will enable you to file a claim with your insurance company. While it's not a pleasant experience, losing your car keys can occur to anyone. There are ways to avoid costly consequences. The most efficient and cost-effective method to replace keys for your car is calling a locksmith in your area. However, it is important to weigh the financial benefits against the time and deductible payments required prior to filing an insurance claim.